Terms of Service

1. DEFINITIONS

1.1. “Services” means all products, features, tools, software, websites, applications, reports, deliverables, data processing, financial data organization, transaction categorization, reconciliation, report generation, and any other services provided by Cannon & Co. Books, whether accessed through our website, platform, API, or any other means.

1.2. “Content” means all data, files, documents, spreadsheets, bank statements, transaction records, financial records, reports, text, images, and any other materials uploaded to, processed by, generated by, or delivered through the Services.

1.3. “Client Data” means any and all data, files, or information uploaded, submitted, or otherwise provided by you to the Services, including but not limited to bank statements, CSV files, Excel files, transaction records, receipts, invoices, and any other financial or business data.

1.4. “Deliverables” means any reports, categorized data, reconciled records, financial summaries, or other output generated by the Services based on your Client Data.

1.5. “Platform” means the Cannon & Co. Books website, web application, dashboard, API endpoints, and all associated software and infrastructure.

1.6. “Subscription” means the recurring payment plan selected by the Client for access to the Services, as described in Section 8.

1.7. “Overage” means the number of data rows processed in excess of the Client’s monthly included row allowance under their Subscription plan.

2. NATURE OF SERVICES — CRITICAL DISCLAIMERS

2.1. NOT A TAX, ACCOUNTING, OR LEGAL FIRM. Cannon & Co. Books is NOT a certified public accounting (CPA) firm, enrolled agent, tax preparation service, tax advisory firm, bookkeeping firm, legal advisory firm, financial advisory firm, investment advisory firm, or any other type of licensed professional services firm. We do not hold ourselves out as any of the foregoing. No individual associated with Cannon & Co. Books is acting in any such capacity when providing the Services.

2.2. NO TAX ADVICE. Nothing in the Services, Deliverables, reports, categorizations, labels, summaries, communications, or any other output constitutes tax advice, tax preparation, tax planning, or any form of tax-related professional service. Any categorization of expenses or income using labels such as “deductible,” “non-deductible,” “capital asset,” “depreciation,” “amortization,” or similar terms is provided solely as a preliminary organizational tool and does NOT constitute a determination of tax treatment. Tax treatment of any transaction depends on the specific facts, circumstances, and applicable tax law, which only a qualified tax professional can evaluate.

2.3. NO LEGAL ADVICE. Nothing in the Services constitutes legal advice of any kind. We do not provide guidance on regulatory compliance, corporate structure, contractual obligations, liability, intellectual property, employment law, or any other legal matter.

2.4. NO FINANCIAL OR INVESTMENT ADVICE. The Services do not constitute financial planning, investment advice, or fiduciary guidance. Any analysis, metrics, projections, burn rate calculations, runway estimates, or similar output is for informational and organizational purposes only and should not be relied upon for investment, lending, or other financial decisions.

2.5. NO AUDIT OR ASSURANCE SERVICES. The Services do not constitute an audit, review, compilation, or any other form of assurance or attestation engagement as defined by generally accepted auditing standards (GAAS), the American Institute of Certified Public Accountants (AICPA), the Public Company Accounting Oversight Board (PCAOB), or any other professional standard-setting body.

2.6. ORGANIZATIONAL TOOL ONLY. The Services are provided solely as a data organization, categorization, and reporting tool designed to help businesses organize their financial information for their own internal use and for review by their qualified professional advisors. The Services are intended to supplement, not replace, the services of a qualified CPA, tax advisor, attorney, or financial advisor.

2.7. CONSULT A PROFESSIONAL. WE STRONGLY AND UNEQUIVOCALLY ENCOURAGE ALL CLIENTS TO CONSULT WITH A QUALIFIED CERTIFIED PUBLIC ACCOUNTANT (CPA), TAX ADVISOR, ENROLLED AGENT, ATTORNEY, OR OTHER LICENSED PROFESSIONAL BEFORE MAKING ANY FINANCIAL, TAX, LEGAL, OR BUSINESS DECISIONS BASED IN WHOLE OR IN PART ON THE SERVICES, DELIVERABLES, REPORTS, CATEGORIZATIONS, OR ANY OTHER OUTPUT PROVIDED BY CANNON & CO. BOOKS. YOUR RELIANCE ON OUR OUTPUT WITHOUT INDEPENDENT PROFESSIONAL REVIEW IS AT YOUR OWN RISK.

3. ELIGIBILITY AND ACCOUNT REGISTRATION

3.1. You must be at least eighteen (18) years of age and have the legal authority to enter into binding contracts to use the Services. If you are using the Services on behalf of a business entity, you represent and warrant that you have the authority to bind that entity to these Terms.

3.2. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.3. You are responsible for safeguarding the password that you use to access the Services and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

3.4. We reserve the right to refuse registration, suspend, or terminate any account at our sole discretion, with or without cause, and with or without notice.

4. USE OF SERVICES

4.1. Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal business purposes.

4.2. You agree not to: (a) sublicense, sell, resell, transfer, assign, distribute, or otherwise commercially exploit or make available to any third party the Services; (b) modify or make derivative works based upon the Services; (c) reverse engineer or access the Services in order to build a competitive product or service; (d) copy any features, functions, or graphics of the Services; (e) use the Services to process data on behalf of any third party without our prior written consent; (f) use the Services for any unlawful purpose or in violation of any applicable law or regulation; (g) upload any data that you do not have the legal right to process or share; (h) attempt to gain unauthorized access to the Services or related systems or networks; (i) interfere with or disrupt the integrity or performance of the Services; or (j) attempt to circumvent any usage limitations, including monthly row allowances.

4.3. We reserve the right to modify, suspend, or discontinue the Services (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Services.

5. CLIENT DATA AND RESPONSIBILITIES

5.1. Ownership. You retain all right, title, and interest in and to your Client Data. By uploading Client Data to the Services, you grant us a limited, non-exclusive license to use, process, store, and transmit your Client Data solely for the purpose of providing the Services to you.

5.2. Accuracy of Client Data. You are solely responsible for the accuracy, quality, integrity, legality, reliability, and appropriateness of all Client Data. We do not verify the accuracy or completeness of Client Data and shall have no liability for any errors, omissions, or inaccuracies in Client Data.

5.3. Backup. You are solely responsible for maintaining your own backup copies of all Client Data. While we implement reasonable data protection measures, we do not guarantee against loss of Client Data and shall have no liability for any such loss.

5.4. Review Obligation. You acknowledge and agree that you have an affirmative obligation to review all Deliverables, reports, categorizations, and other output for accuracy and completeness before relying on them for any purpose. The Services are designed to assist, not replace, your own review and the review of your qualified professional advisors.

5.5. Compliance. You are solely responsible for ensuring that your use of the Services and the processing of your Client Data complies with all applicable federal, state, and local laws, regulations, and rules, including but not limited to tax laws, financial reporting requirements, data protection laws, and industry-specific regulations.

5.6. Prohibited Data. You agree not to upload to the Services any data that: (a) contains Social Security numbers, except as necessary for payroll-related records; (b) contains credit card numbers or payment card data subject to PCI-DSS; (c) is subject to the Health Insurance Portability and Accountability Act (HIPAA); (d) is classified as national security information; (e) you do not have the legal right to process; or (f) violates any applicable law or regulation.

5.7. Third-Party Data. If you upload data belonging to or relating to third parties (such as customers, vendors, or employees), you represent and warrant that you have obtained all necessary consents and authorizations to process such data through the Services and that such processing complies with all applicable privacy and data protection laws.

6. DELIVERABLES AND OUTPUT

6.1. Nature of Deliverables. All Deliverables are provided as organizational tools and informational summaries only. Deliverables are NOT certified financial statements, audited reports, tax returns, or professional opinions of any kind.

6.2. No Guarantee of Accuracy. While we strive to provide accurate categorizations and reports, we make NO WARRANTY OR GUARANTEE regarding the accuracy, completeness, reliability, or suitability of any Deliverable. Errors can and do occur in automated and human-assisted processing. All Deliverables should be treated as drafts subject to your review and the review of your qualified professional advisors.

6.3. Automated Processing. You acknowledge that the Services utilize automated systems, including artificial intelligence and machine learning technologies, to assist in processing Client Data. These automated systems may produce errors, misclassifications, or inaccuracies. Human review is part of our workflow but does not guarantee error-free output.

6.4. No Reliance. You agree that you will not rely solely on the Deliverables for any tax filing, regulatory reporting, legal compliance, financial decision-making, investment decision, lending decision, or any other purpose where inaccuracy could result in financial loss, legal liability, or regulatory penalty, without first obtaining independent verification from a qualified professional.

6.5. License to Deliverables. Subject to your Subscription being current and in good standing, we grant you a perpetual, non-exclusive license to use, copy, and modify Deliverables for your internal business purposes.

7. INTELLECTUAL PROPERTY

7.1. Company IP. The Services, including but not limited to all software, algorithms, processes, methodologies, user interfaces, designs, templates, trade names, trademarks, service marks, and logos, are and shall remain the exclusive property of Cannon & Co. Books. Nothing in these Terms transfers any intellectual property rights in the Services to you.

7.2. Feedback. If you provide us with any feedback, suggestions, or ideas regarding the Services, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such feedback into the Services without any obligation to you.

7.3. Aggregated Data. We may use anonymized, aggregated, and de-identified data derived from your use of the Services for the purpose of improving our Services, developing new features, conducting research, and generating industry benchmarks, provided that such data cannot reasonably be used to identify you or your business.

8. SUBSCRIPTION, BILLING, AND PAYMENT

8.1. Subscription Plans. Access to the Services requires a paid Subscription. Subscription plans, pricing, features, and row allowances are described on our website and may be modified from time to time at our sole discretion.

8.2. Billing. Subscription fees are billed in advance on a monthly or annual basis, as selected by you during onboarding. All fees are quoted in United States Dollars (USD). Payment is processed through our third-party payment processor, Stripe. By subscribing, you authorize us to charge your designated payment method on a recurring basis.

8.3. Onboarding Fees. A one-time onboarding fee may apply to new Subscriptions, as disclosed during the onboarding process. Onboarding fees may be waived for annual Subscriptions at our discretion.

8.4. Overage Charges. Each Subscription plan includes a specified number of data rows per month. If your usage exceeds the monthly included row allowance, Overage charges will apply at the per-row rate specified for your Subscription plan. Overage charges are billed as one-time payments and must be paid before the affected upload can be processed. You will be notified of any Overage and given the option to pay and proceed or cancel the upload before any Overage charge is incurred.

8.5. Price Changes. We reserve the right to change our prices at any time. Price changes for existing Subscriptions will take effect at the start of the next billing period following notice to you. If you do not agree to a price change, you may cancel your Subscription before the new price takes effect.

8.6. Taxes. All fees are exclusive of applicable taxes. You are responsible for all applicable taxes, including but not limited to sales tax, use tax, VAT, GST, and withholding taxes, except for taxes on our net income.

8.7. Failed Payments. If any payment fails, we may suspend or restrict your access to the Services until payment is received. We are not responsible for any charges, fees, or penalties imposed by your bank or payment provider as a result of our billing activities.

8.8. No Refunds. All fees are non-refundable except as expressly stated in these Terms or as required by applicable law. No refunds will be issued for partial billing periods, unused row allowances, or Subscription downgrades. Overage charges, once paid, are non-refundable unless the corresponding upload was not processed due to an error on our part.

9. CANCELLATION AND TERMINATION

9.1. Cancellation by You. You may cancel your Subscription at any time through your account dashboard or by contacting us. Cancellation takes effect at the end of your current billing period. You will retain access to the Services until the end of the paid period.

9.2. Termination by Us. We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including but not limited to: (a) breach of these Terms; (b) failure to pay fees when due; (c) conduct that we determine, in our sole discretion, is harmful to other users, us, or third parties; (d) suspected fraudulent, abusive, or illegal activity; or (e) upon request by law enforcement or government agencies.

9.3. Effect of Termination. Upon termination: (a) your right to use the Services will immediately cease; (b) we may delete your account and Client Data after a retention period of ninety (90) days; (c) all provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 2, 5, 6, 7, 10, 11, 12, 13, 14, 15, and 16.

9.4. Data Export. You are responsible for exporting your Client Data and Deliverables prior to the expiration of the ninety (90) day post-termination retention period. We shall have no obligation to maintain or provide your data after this period.

10. DISCLAIMER OF WARRANTIES

10.1. THE SERVICES, DELIVERABLES, AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

10.2. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO:

• (a) IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT;
• (b) WARRANTIES ARISING FROM COURSE OF DEALING, USAGE, OR TRADE PRACTICE;
• (c) WARRANTIES THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS;
• (d) WARRANTIES THAT THE RESULTS OBTAINED FROM USE OF THE SERVICES WILL BE ACCURATE, RELIABLE, COMPLETE, OR CURRENT;
• (e) WARRANTIES THAT DEFECTS IN THE SERVICES WILL BE CORRECTED;
• (f) WARRANTIES REGARDING THE ACCURACY OF ANY CATEGORIZATION, CLASSIFICATION, OR LABELING OF FINANCIAL DATA;
• (g) WARRANTIES REGARDING THE TAX TREATMENT OR DEDUCTIBILITY OF ANY EXPENSE OR INCOME ITEM;
• (h) WARRANTIES REGARDING THE SUITABILITY OF ANY DELIVERABLE FOR TAX FILING, REGULATORY REPORTING, OR ANY OTHER SPECIFIC PURPOSE;
• (i) WARRANTIES REGARDING THE SECURITY OF YOUR DATA AGAINST UNAUTHORIZED ACCESS, LOSS, OR CORRUPTION.

10.3. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

10.4. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES. IN SUCH JURISDICTIONS, THE ABOVE EXCLUSIONS SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW.

11. LIMITATION OF LIABILITY

11.1. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CANNON & CO. BOOKS, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS (COLLECTIVELY, THE “CANNON & CO. BOOKS PARTIES”) BE LIABLE FOR ANY:

• (a) INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES;
• (b) DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES;
• (c) DAMAGES FOR COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES;
• (d) TAX PENALTIES, FINES, INTEREST, OR ASSESSMENTS OF ANY KIND ARISING FROM OR RELATED TO THE SERVICES;
• (e) FINANCIAL LOSSES RESULTING FROM DECISIONS MADE BASED ON THE SERVICES OR DELIVERABLES;
• (f) ERRORS, OMISSIONS, OR INACCURACIES IN TRANSACTION CATEGORIZATION, RECONCILIATION, OR REPORTING;
• (g) MISCLASSIFICATION OF TAX STATUS (DEDUCTIBLE, NON-DEDUCTIBLE, CAPITAL ASSET, OR OTHERWISE) OF ANY TRANSACTION;
• (h) LOSSES ARISING FROM UNAUTHORIZED ACCESS TO, ALTERATION OF, OR DESTRUCTION OF YOUR DATA;
• (i) LOSSES ARISING FROM YOUR FAILURE TO MAINTAIN ADEQUATE BACKUPS OF YOUR DATA;
• (j) LOSSES ARISING FROM YOUR FAILURE TO REVIEW DELIVERABLES FOR ACCURACY;
• (k) LOSSES ARISING FROM YOUR FAILURE TO CONSULT WITH A QUALIFIED PROFESSIONAL;
• (l) ANY OTHER LOSSES, WHETHER DIRECT OR INDIRECT, REGARDLESS OF THE THEORY OF LIABILITY;

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.2. AGGREGATE CAP. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF THE CANNON & CO. BOOKS PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE LESSER OF: (A) THE TOTAL AMOUNTS ACTUALLY PAID BY YOU TO CANNON & CO. BOOKS DURING THE THREE (3) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR (B) ONE HUNDRED UNITED STATES DOLLARS ($100.00 USD).

11.3. THE LIMITATIONS IN THIS SECTION SHALL APPLY REGARDLESS OF WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, AND EVEN IF THE CANNON & CO. BOOKS PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.4. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

12. INDEMNIFICATION

12.1. You agree to defend, indemnify, and hold harmless the Cannon & Co. Books Parties from and against any and all claims, actions, suits, proceedings, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees and court costs) arising out of or relating to:

• (a) Your use or misuse of the Services;
• (b) Your violation of these Terms;
• (c) Your violation of any applicable law, regulation, or rule;
• (d) Your violation of the rights of any third party, including intellectual property, privacy, or contractual rights;
• (e) The accuracy, quality, integrity, legality, reliability, or appropriateness of your Client Data;
• (f) Your reliance on the Services or Deliverables without independent professional review;
• (g) Any tax filing, regulatory report, or financial decision made based in whole or in part on the Services or Deliverables;
• (h) Any claim by a third party arising from your use of the Services, including claims by your employees, contractors, customers, vendors, or business partners;
• (i) Your failure to comply with Section 5 (Client Data and Responsibilities) of these Terms.

12.2. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses.

13. DISPUTE RESOLUTION AND ARBITRATION

13.1. Informal Resolution. Before initiating any formal dispute resolution proceeding, you agree to first contact us and attempt to resolve the dispute informally for a period of at least thirty (30) days.

13.2. Binding Arbitration. If informal resolution is unsuccessful, any dispute, claim, or controversy arising out of or relating to these Terms or the Services, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by binding arbitration administered by the American Arbitration Association (“AAA”) in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted by a single arbitrator. The place of arbitration shall be White County, Georgia. The language of the arbitration shall be English.

13.3. Class Action Waiver. YOU AND CANNON & CO. BOOKS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.

13.4. Jury Trial Waiver. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND CANNON & CO. BOOKS EACH WAIVE THE RIGHT TO A JURY TRIAL IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES.

13.5. Small Claims Exception. Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes or claims within the jurisdiction of a small claims court.

13.6. Injunctive Relief. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party’s intellectual property rights or confidential information.

14. GOVERNING LAW AND JURISDICTION

14.1. These Terms and any dispute arising out of or related to these Terms or the Services shall be governed by and construed in accordance with the laws of the State of Georgia, United States of America, without regard to its conflict of laws principles.

14.2. For any disputes not subject to arbitration as set forth in Section 13, you consent to the exclusive jurisdiction and venue of the state and federal courts located in White County, Georgia, and you waive any objection to such jurisdiction or venue on the grounds of inconvenient forum or otherwise.

15. DATA PRIVACY AND SECURITY

15.1. Our collection, use, and protection of your personal information and Client Data is governed by our Privacy Policy, which is incorporated into these Terms by reference.

15.2. While we implement commercially reasonable administrative, technical, and physical security measures to protect your data, NO METHOD OF TRANSMISSION OVER THE INTERNET OR METHOD OF ELECTRONIC STORAGE IS 100% SECURE. We cannot guarantee the absolute security of your data and shall not be liable for any unauthorized access to, alteration of, or destruction of your data.

15.3. In the event of a data breach affecting your Client Data, we will notify you in accordance with applicable law and take commercially reasonable steps to mitigate the breach.

15.4. You acknowledge that the Services utilize third-party infrastructure providers (including but not limited to Supabase for data storage and Stripe for payment processing) and that your data may be processed and stored by such third-party providers subject to their respective terms of service and privacy policies.

16. CONFIDENTIALITY

16.1. We agree to treat your Client Data as confidential and will not disclose it to third parties except: (a) as necessary to provide the Services; (b) as required by law, regulation, or legal process; (c) to our employees, contractors, and agents who need access to provide the Services and who are bound by confidentiality obligations; or (d) in anonymized, aggregated form as described in Section 7.3.

16.2. The confidentiality obligations in this Section do not apply to information that: (a) is or becomes publicly available through no fault of ours; (b) was known to us prior to receiving it from you; (c) is independently developed by us without use of your confidential information; or (d) is rightfully received from a third party without restriction.

17. FORCE MAJEURE

17.1. We shall not be liable for any delay or failure to perform our obligations under these Terms if such delay or failure is caused by circumstances beyond our reasonable control, including but not limited to: acts of God, natural disasters, pandemics, epidemics, war, terrorism, riots, civil unrest, government actions or orders, labor disputes, strikes, fire, flood, earthquake, power outages, internet outages, telecommunications failures, cyberattacks, hardware or software failures of third-party providers, or any other event beyond our reasonable control.

18. THIRD-PARTY SERVICES AND LINKS

18.1. The Services may integrate with or contain links to third-party websites, services, or resources. We do not endorse and are not responsible for the content, terms, privacy policies, or practices of any third-party services. Your use of third-party services is at your own risk and subject to the terms and conditions of those services.

18.2. We are not responsible for the availability, accuracy, or reliability of any third-party service, and we shall not be liable for any loss or damage caused by your reliance on or use of any third-party service.

19. MODIFICATIONS TO TERMS

19.1. We reserve the right to modify these Terms at any time at our sole discretion. Material changes will be communicated to active subscribers via email or through the Platform at least thirty (30) days prior to taking effect.

19.2. Your continued use of the Services after any modification constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, your sole remedy is to cancel your Subscription and stop using the Services.

19.3. We will maintain a publicly accessible archive of previous versions of these Terms upon request.

20. GENERAL PROVISIONS

20.1. Entire Agreement. These Terms, together with the Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and Cannon & Co. Books with respect to the Services and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, both written and oral.

20.2. Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable. If such modification is not possible, the provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.

20.3. Waiver. No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or any other term or condition, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

20.4. Assignment. You may not assign or transfer these Terms or your rights under these Terms, in whole or in part, without our prior written consent. We may assign these Terms at any time without notice or consent. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.

20.5. No Third-Party Beneficiaries. These Terms do not confer any third-party beneficiary rights. No person or entity other than you and Cannon & Co. Books has any rights under these Terms.

20.6. Notices. Notices to you may be provided via email to the address associated with your account or through the Platform. Notices to us should be sent through your account dashboard. Notices shall be deemed given upon receipt.

20.7. Relationship of Parties. Nothing in these Terms creates a partnership, joint venture, agency, fiduciary, or employment relationship between you and Cannon & Co. Books. Neither party has the authority to bind the other or incur obligations on the other’s behalf.

20.8. Headings. The section headings in these Terms are for convenience only and shall not affect the interpretation of these Terms.

20.9. Survival. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to Sections 2 (Nature of Services), 5 (Client Data), 6 (Deliverables), 7 (Intellectual Property), 10 (Disclaimer of Warranties), 11 (Limitation of Liability), 12 (Indemnification), 13 (Dispute Resolution), 14 (Governing Law), 15 (Data Privacy), 16 (Confidentiality), and 20 (General Provisions).

20.10. Electronic Acceptance. By creating an account, accessing the Services, or clicking “I agree” or similar button, you acknowledge that you have read, understood, and agree to be bound by these Terms. This electronic acceptance has the same legal force and effect as a handwritten signature.

21. CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us at: